Pre-authorized Payment Forms

• Easy to budget by spreading payments over (nine) 9 near equal payments withdrawn automatically from your bank account
• Saves cost of postage or cost of driving to municipal office to pay your taxes
• Avoid late payment charges or worry about missing due dates

• There are no service charges or late payment penalty charges for using the Pre-authorized Payment Plan (PAP)
• The amounts deducted are based only on taxes levied

• You must have no amounts outstanding on your tax account. Account must be paid in full prior to November 30 of the preceding year to ensure enrolment in the following year
• Your latest assessment must be a full assessment. Supplementary Levies are due and payable in one instalment and not included in the PAP for the year levied
• Your taxes are not included in your mortgage payments

• Your annual tax levy will be estimated based on the prior year’s actual taxes, and divided into nine (9) near equal payments
• This amount will be deducted directly from your bank account on the last working day of the month from January to September inclusive
• Once the actual tax rates have been established for the year, this amount will be adjusted for any remaining months or when the actual levy is unavailable on/by the September withdrawal, an additional payment to the nine payments may be required. You will be notified in writing of the adjusted amount prior to processing. Should your account be in a credit balance such credit will remain on the account and be calculated in the next payment estimate. The exception to this will be in the case of ownership change
• Annual letter or e-mail indicating the amount to be withdrawn from your account on a monthly basis will confirm your enrolment in the Pre-Authorized Payment Plan
• Your final tax bill will be receipted and sent to you by December 31st each year

• If you choose regular tax instalments they will be withdrawn automatically from your bank account on the Instalment date(s) set for the Tax Levy. Returned items are subject to penalty/Interest charges
• This may be great idea for those who like to go on winter vacation. There are no worries about leaving post-dated cheques at the office, or getting someone else to pay the instalment(s)

• Enrolment in the Pre-Authorized Monthly Payment Plan is automatically renewed each year, and notification about the next year’s payment amount will be sent in early December of the preceding year
• Enrolment in the Pre-Authorized Instalment Payment Plan is automatically renewed each year. Tax Bills will be sent in the usual manner and will show the date(s) and payment amount(s) to be withdrawn
• If for any reason you wish to be removed from this payment plan, or if your banking information changes, YOU MUST notify the tax office IN WRITING at least Ten (10) days before the next pre-authorized payment is due (some exceptions may apply)
• Removal from the plan will revert ratepayer to the regular payment process subject to regular scheduled penalty/ interest charges from date of notification of request to no longer participate in the Pre-Authorized Payment Plan
• If for any reason a payment is returned, you will be subject to a $25.00 administration charge plus applicable penalties to your tax account. Subscribers to the plan who annually have two payments returned will become ineligible to continue on the plan, and will revert to the regular system of payment, subject to standard penalty/interest charges of 1.25% per month for late payment
• Subscribers who do not provide payment in full of any returned item, plus applicable charges, within 10 days of the bank notification will be removed from further participation in the PAP Plan

• Complete and sign the attached Authorized Form ( PAP Form )
• Attach an unsigned, blank cheque marked “VOID”
• Authorized forms must be received at the Town of Ingersoll office on/by November 30th of the preceding year to ensure your enrolment in the following years Pre-Authorized Payment Plan
• Please indicate on the form if it’s the Installment Plan or the Nine (9) Payment Plan that you are applying for